Having a Fire Safe to Protect Valuables
One of the most devastating things that can happen to most homeowners is a fire, flood, or other disaster in your home. An accidental fire or natural disaster can destroy everything, leaving little or nothing to salvage. Even with good homeowners insurance, there are many things in your home that can’t be replaced with a check from the insurance company—your personal photos, important documents, computer files, and more.
If you are interested in protecting those valuables, even in the event of a fire, getting a fire safe is a great way to ensure they will be around even if your home is not. There are a lot of options for getting this type of safe, but one of the best places is a lockshop in the Philadelphia area, where you can talk to an expert about different options for safes, and what features are important. We, at Great Valley Lockshop serve the greater Philadelphia area and are available to answer any questions you may have about having a fire safe.
The Importance of Protecting Your Valuable Documents
If you own your home, you are required to carry homeowners insurance that protects you in case of a fire or other disaster. If you rent, you also have the option to purchase renter’s insurance that can protect you in case something unexpected happens. While insurance is a valuable thing to have to help you recover from the damage after a fire, it cannot replace everything in your home.
Many of your personal items are important to save because without them, the process of reclaiming your life after the fire can be much more difficult. Here are some of the most important items that you should put in your fire safe at home:
- Originals or copies of insurance policies and contact information for your insurance agent(s).
- Original identification documents, include social security cards, birth certificates, and passports. You may also want to include a photocopy of your driver’s license in case that gets damaged in the fire.
- Complete list of family doctors, prescription medications, medication allergies, and contact information for your pharmacy.
- External storage drives with copies of all family photos. If you have older photos that are printed, scan them in and keep a digital version.
- An extra set of important keys, such as copies of keys to your bank safe deposit box, your vehicle, and your office. Consult local residential locksmith services to help you get enough copies of all your important keys.
- Copies of papers for your important accounts, including bank accounts, retirement plans, investment, and other information.
- Information about outstanding debt accounts you owe so you won’t risk missing a payment and damaging your credit following a home disaster like fire.
- Copies of all legal documents, including power of attorney, living wills, health care directives, and more, for anyone in your family. Also include copies of your own will, and any wills for which you are the designated executor.
- Valuables, such as jewelry, and some extra cash in case of an emergency. If your home is destroyed in a fire, it’s helpful to have a little bit of extra cash available.
Preparing Your Fire Safe
Even the best fire safe is not very useful if you don’t take the time to put all of your valuable documents inside. After finding the fire safe you want, make sure you take the time to put all your items inside, and update it on a regular basis—with new photographs, keys for new vehicles, and information about your updated accounts. These simple steps can help you get the protection you need for the things that are most valuable to you.