One of the most devastating things that can happen to a homeowner is having a fire, flood, or another disaster damage your home. Even with good homeowner’s insurance, there are many things in your home that can’t be replaced with a check from the insurance company – your personal photos, important documents, computer files, and more.
One of the best ways to protect those valuable items is to purchase a fire safe. In the event of a home disaster, you can feel confident that these valuables will be preserved, even if your home is not. But, there’s only so much room in any safe, so what should make the cut? We’ll give you our suggestions.
The Importance of Protecting Your Valuable Documents
If you own your home, you are required to carry homeowners insurance that protects you in case of a fire or other disaster. If you rent, you also have the option to purchase renter’s insurance that can protect you in case something unexpected happens. While insurance is a valuable thing to have to help you recover from the damage after a fire, it cannot replace everything in your home.
Many of your personal items are important to save because without them, the process of reclaiming your possessions after the fire can be much more difficult.
Items That You Should Put In Your Fire Safe:
Originals or copies of insurance policies
Including contact information for your insurance agent(s).
Original identification documents
Include social security cards, birth certificates, and passports. You may also want to include a photocopy of your driver’s license in case that gets damaged in the fire.
Complete list of family doctors, prescription medications, medication allergies, and contact information for your pharmacy.
External storage drives with copies of all family photos.
If you have older photos that are printed, scan them in and keep a digital version.
An extra set of important keys
Such as copies of keys to your bank safe deposit box, your vehicle, and your office. Consult local residential locksmith services to help you get enough copies of all your important keys.
Copies of papers for your important accounts
Including bank accounts, retirement plans, investment, and other information.
Information about outstanding debt accounts you owe
So you won’t risk missing a payment and damaging your credit following a home disaster like fire.
Copies of all legal documents
Including power of attorney, living wills, health care directives, and more, for anyone in your family. Also include copies of your own will, and any wills for which you are the designated executor.
Valuables, such as jewelry, and some extra cash in case of an emergency.
If your home is destroyed in a fire, it’s helpful to have a little bit of extra cash available.
Preparing Your Fire Safe
Even the best fire safe is not very useful if you don’t take the time to put all of your valuable documents inside. After finding the fire safe you want, make sure you
- Take the time to put all your items inside.
- Update those items – new photographs, keys for new vehicles, and information about your updated accounts.
- Be sure your actually close and secure the safe properly.
These simple steps can help you get the protection you need for the things that are most valuable to you.
If you’re interested in having a fire safe installed for your home or business, contact Great Valley Lockshop today. We service communities within 80 miles of West Chester, PA and can help you determine your gun safety needs along with providing expert safe installation services.